I'm happy
Turned out, I was lucky enough to get a stick or something stuck just right so it was rubbing on my tire. There's a mark on the tire's inside wall that goes all the way around. That was the burnt smell. I still have 50% on the both inside and outside pad. I just didn't look at it right apprently. O'well...plus the shop I go to now did it for free.
As for not looking at the brakes, when I do something for a friends car/truck, I'll check out other things too. Wired up a friends foglights, but while I was under the hood checked his oil and other fluids.