It is difficult to choose an effective virtual asset. To invest, you need a stable coin with a growing rate. Trading is better performed on highly volatile assets.

There are cryptocurrencies based on hype. They can have a big price, capitalization. But after a year or even a few months, the rate drops.

The rating of the best virtual coins is compiled by experts crypto.ru . Information was collected from leading exchanges and other platforms. All existing projects have been studied. In December 2021, the list of the TOP 5 crypto assets looked like this:

Bitcoin.
Ethereum.
Binance Coin.
Solana.
Ripple.
When compiling the list, experts took into account capitalization. There is no such definition as cryptocurrency for beginners. Beginners can use any assets and earn money from them.

What is a wallet
Cryptocurrency is a program code. Any transfers of funds are just records in the blockchain. No one physically transfers coins, it's impossible. Address and keys are used for transactions. A wallet is also a program that stores the necessary information. Users can find out the balance, transaction history, and perform a transaction.

Private and public addresses
Beginners do not always understand the main concepts that are used in the storage and exchange of crypto assets. It is worth knowing 3 basic tools:

Wallet address is a set of characters containing numbers and letters. There are several writing formats: there can be 1, 3 or bc1 at the beginning.
Public key (public)

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