well, I have to back up and add something. that previous quote was for no speeding tickets cuz they wouldnt insure me if I told the truth. That being said, the quote for the Brooklyn Zip is actually cheaper, yes I said cheaper than the 48111 zip I live in. Only a mere $8,360 every 6 months. So D, I think you should ditch the GTO idea and got for a porsche carerra gt instead. you'd be saving $2,280 a year by owning the porsche...that might be enough to cover a few speeding tickets, or for a months car payment.